Description of Coverage
This policy covers against loss resulting directly and independently of all other causes and the Company undertakes to pay compensation on the scale provided below for bodily injuries caused by accident subject to the provisions, exclusions & coverages hereinafter defined.
TOTAL PERMANENT LOSS OF THE USE OF A MEMBER SHALL BE TREATED AS LOSS OF SUCH MEMBER.
The loss of the first joint of the thumb or any other finger or any toe shall be considered as equal to the loss of one half of the thumb or finger or toe and the benefit shall be one half o the benefit above specified for the loss of the thumb or finger or toe
The loss of more than one phalanage of the thumb or of any other finger or of toe shall be treated as loss of the entire thumb or finger or toe.
Where, however, there is a loss of two or more parts of the hand, the percentage payable shall not be more than the loss of the whole hand.
Where the injury is not specified the Company will adopt a percentage of disablement which in its opinion is not inconsistent with the provisions of this table.
THE AGGREGATE OF ALL PERCENTAGE PAYABLE WITH RESPECT TO ANY ONE ACCIDENT WILL NOT EXCEED 100%.
TIRSO C. ABAD
President & CEO, MAPFRE Insurance